Terms of use

Last updated: August 2026

Estimates, not advice

PCP Calculator UK gives illustrative estimates of PCP car finance based on the figures you enter. It's a general information tool, not financial or legal advice. The numbers shown are examples only. Your actual APR depends on the lender and your credit profile, and the balloon or GMFV is set by the finance company for your specific car, term and mileage. Speak to the lender and, if needed, a qualified adviser before signing any agreement.

Accuracy

We work to keep the calculations correct, but we can't guarantee the figures are error-free or right for your situation. The calculator makes simplifying assumptions and won't capture every deal structure, fee or subsidy. Don't rely on it as your only source when a finance decision is involved. Always check the total amount payable on your own agreement.

No liability

You use this site at your own risk. Quicksolve Digital Ltd accepts no liability for any loss or decision made on the basis of the estimates shown here. For your rights and how car finance is regulated, the authoritative source is the FCA at fca.org.uk.

External links

We link to external sites such as the FCA and MoneyHelper for reference. We aren't responsible for the content of those sites.

Changes

We may update these terms as rates and features change. The date at the top shows the last revision.

Contact

Questions about these terms? Email siteadmin@quick-solve-digital.com.